StillAnOption
Editorial Policy
Named authors, a credentialed reviewer, and the words we never use.
By REPLACE WITH REAL NAME, REPLACE — e.g. 8 years covering consumer credit · Reviewed by REPLACE WITH REAL NAME · 1 min read · Updated September 16, 2026
Advertiser disclosure: we're paid when you apply through some links on this site, and some lenders here are operated by our parent company. Compensation does not change our scores or the order of the cost ladder. How we make money →
Who writes this site
Every page has a named author. Anything about managing money — the free-help section and the guides — is also checked by a credentialed reviewer before it's published, and their name appears in the byline next to the author's.
We use software, including AI tools, to help draft and check text. A named human verifies every fact, every number and every claim before a page goes live, and signs it. If a number on a card came from a lender's own disclosure, we say so and date it.
Words we never use
We don't describe any product as guaranteed, guaranteed approval, instant approval, no credit check, easy money or risk-free, and we don't call ourselves independent or unbiased — see How we make money for why.
Corrections
When we get something wrong we fix it and note the fix at the bottom of the page, with the date. To report an error, write to [CONTACT EMAIL]. We can't help with individual loan applications; we're not the lender.
What we won't publish
Reviews written by lenders, testimonials we can't verify, or any page where the author has a financial interest that isn't disclosed on the page itself.
Last verified September 16, 2026