State by state

Pick your state

Rules change at the state line. Some of the most expensive options are not allowed where you live, and that is good news.

Advertiser disclosure: we're paid when you apply through some links on this site, and some lenders here are operated by our parent company. Compensation does not change our scores or the order of the cost ladder. How we make money →

• Alabama16 options
• Alaska16 options
• ArizonaProhibited16 options
• Arkansas16 options
• CaliforniaLegal15 options
• Colorado12 options
• Connecticut7 options
• Delaware16 options
• District of Columbia12 options
• FloridaLegal16 options
• GeorgiaProhibited10 options
• Hawaii16 options
• Idaho16 options
• IllinoisProhibited10 options
• IndianaLegal16 options
• Iowa13 options
• Kansas16 options
• Kentucky16 options
• Louisiana16 options
• Maine12 options
• Maryland12 options
• Massachusetts13 options
• MichiganLegal16 options
• Minnesota11 options
• Mississippi16 options
• MissouriLegal16 options
• Montana16 options
• Nebraska16 options
• Nevada16 options
• New Hampshire14 options
• New Jersey14 options
• New Mexico14 options
• New YorkProhibited8 options
• North Carolina14 options
• North Dakota14 options
• OhioRestricted16 options
• Oklahoma16 options
• Oregon14 options
• PennsylvaniaProhibited9 options
• Rhode Island15 options
• South Carolina16 options
• South Dakota13 options
• TennesseeLegal16 options
• TexasLegal16 options
• Utah16 options
• Vermont9 options
• Virginia12 options
• Washington14 options
• West Virginia8 options
• WisconsinLegal15 options
• Wyoming16 options